The cost of dental treatment should never be the reason someone puts off care they need. At Family Dentistry of Lakeland, we understand that procedures like clear aligners, crowns, implants, and cosmetic work represent a real financial decision for most patients. Whether you have dental insurance or not, our goal is to make sure cost is never the barrier that stands between you and a healthy smile. We offer financing options designed to fit care into your monthly budget so you can move forward with confidence.
Family Dentistry of Lakeland accepts CareCredit, a dedicated health and wellness credit card designed specifically to cover out-of-pocket costs that insurance may not fully address. CareCredit can be used for a wide range of dental procedures including preventive care, cosmetic treatments, clear aligners, crowns, and more. It is available to new and existing patients alike, and applying takes only a few minutes either online at carecredit.com or in our office.
CareCredit offers promotional financing options that allow qualifying patients to spread the cost of treatment over time. For purchases of $200 or more, a no-interest promotional period is available when the balance is paid in full within the promotional window. This makes it a practical option for patients who want to start treatment now rather than delay care while saving up the full amount out of pocket.
CareCredit features include:
Beyond CareCredit, we also accept cash, personal checks, and all major credit cards including Visa, MasterCard, Discover, and American Express. Payment is due at the time of service, and our front desk team is always happy to walk you through your options before your appointment.
Getting started with CareCredit financing at Family Dentistry of Lakeland is straightforward, and our team is here to help you through every step.
Before applying for financing, it helps to have a clear picture of your estimated out-of-pocket costs. Our team can walk you through your treatment plan and give you a realistic sense of what financing may need to cover after any insurance benefits are applied.
You can apply for CareCredit at carecredit.com before your visit or at the front desk when you arrive. The application is straightforward and most patients receive a credit decision quickly. Our team can assist if you have questions during the process.
Once approved, you will be able to review the financing options available to you. For qualifying purchases of $200 or more, a no-interest promotional period is available when the balance is paid in full within the promotional window. Our team can help you understand which option makes the most sense for your treatment cost and budget.
At Family Dentistry of Lakeland, we proudly welcome veterans, active-duty military, police officers, and city employees. We accept VA benefits and work with most major insurance plans to make quality dental care accessible to those who serve our community.
Not having dental insurance does not mean dental care is out of reach. A significant number of patients across Lakeland, Bartow, Mulberry, and Polk County either do not carry dental insurance or have coverage that does not fully address every procedure they need. Family Dentistry of Lakeland is committed to making care accessible for these patients as well.
CareCredit was built with exactly this scenario in mind. Rather than paying the full cost of a procedure upfront, qualifying patients can break that cost into manageable monthly payments. This is especially valuable for larger treatments where the total investment can feel overwhelming when viewed as a lump sum. Thinking in terms of a monthly payment often makes treatment feel far more achievable, and it means patients do not have to wait to address something that may worsen over time.
If you are unsure what a procedure might cost or how financing could help, we encourage you to call our office at 863-687-2759 before your visit. Our front desk team can help you think through your options so you arrive at your appointment already feeling informed and prepared.
Patients in Lakeland and the surrounding Polk County area frequently come to us with questions about how to afford dental care. Here are answers to the ones we hear most often.
Yes. CareCredit is designed to cover out-of-pocket costs, which makes it a strong complement to existing dental insurance. If your insurance covers a portion of the procedure, CareCredit can be used to finance the remaining balance so you are not paying that difference all at once.
Promotional no-interest financing through CareCredit applies to qualifying purchases of $200 or more. For treatments below that threshold, standard CareCredit account terms apply. Our team can help clarify which promotional options are available for your specific treatment at the time of your visit.
If CareCredit is not the right fit, we still accept cash, personal checks, Visa, MasterCard, Discover, and American Express. We encourage patients to call our office at 863-687-2759 to discuss their situation directly. Our team will do their best to help you find an approach that works so that cost does not prevent you from getting the care you need.
